Insurance Risk, Enterprise Risk Management & Risk Assessment
Engineering Risk into Better Decisions
Risk Matrix Consulting Indonesia (RMCI) provides independent engineering-based risk advisory services for insurers, risk owners, and organizations operating high-hazard and complex facilities.
Our approach integrates risk assessment, process safety, fire protection, loss prevention, enterprise risk management and insurance risk engineering to help clients understand their risk, improve risk controls, optimize risk transfer, and make better business decisions.
Our Core Capabilities
Providing independent engineering-based risk advisory services to insurers, insureds and risk owners for understanding, evaluating and improving insurability, risk quality and loss prevention.
Offering a strategic framework for managing insurance risk, highlighting assessment and enhancement of risk positioning. From technical reviews to insurability assessments, each service provides tailored recommendations for effective risk treatment.
Development and implementation of practical, risk-based Enterprise Risk Management (ERM) frameworks aligned with organizational objectives and decision-making.
Independent Insurance Risk Engineering
Providing independent engineering-based risk advisory services to insurers, insureds and risk owners for understanding, evaluating and improving insurability, risk quality and loss prevention.
Services include:
1. Insurance Risk Engineering
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Insurance Risk Engineering Survey
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Pre-Insurance & Pre-Renewal Risk Assessment
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Independent Risk Engineering Opinion
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High-Hazard Facility Assessment
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Property Risk Engineering
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Fire & Explosion Risk Engineering
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Process Safety Risk Engineering
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Loss Prevention Engineering
2. Risk Engineering for Insurance Decisions
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Protection Adequacy Assessment
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Firewater System Assessment
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Passive Fire Protection (PFP) Assessment
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Emergency Shutdown (ESD) & Emergency Depressurization (EDP) Assessment
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Safety Critical Elements (SCE) Assessment
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Critical Equipment Assessment
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Business Interruption (BI) Exposure Assessment
3. Insurance Risk Analytics
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Probable Maximum Loss (PML)
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Estimated Maximum Loss (EML)
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Maximum Foreseeable Loss (MFL)
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Insurability Assessment
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Insurance Readiness Assessment
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Insurance Due Diligence
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Portfolio Risk Assessment
Insurance Risk Advisory
Offering a strategic framework for managing insurance risk, highlighting assessment and enhancement of risk positioning. From technical reviews to insurability assessments, each service provides tailored recommendations for effective risk treatment.
Services include:
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Insurance Risk Assessment
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Risk Improvement Recommendation (RIR) Advisory
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RIR Technical Review
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Alternative / Equivalent Risk Treatment
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Insurance Risk Positioning & Negotiation Advisory
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Insurability Gap Assessment
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Risk Financing Advisory
Enterprise Risk Management (ERM)
Development and implementation of practical, risk-based Enterprise Risk Management (ERM) frameworks aligned with organizational objectives and decision-making.
Services include:
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ERM Framework & Governance
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Risk Policy, Manual & Procedures
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Risk Taxonomy & Risk Register
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Risk Identification & Assessment
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Risk Appetite & Risk Criteria
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Risk Treatment & Mitigation
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Key Risk Indicators (KRI)
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Risk Monitoring & Reporting
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Risk Management System & Standard Operating Procedures (SOPs)
Why RMCI
RMCI combines engineering knowledge with risk management and insurance perspectives.
We do not view risk merely as a compliance issue. We connect:
Hazard → Risk → Consequence → Risk Controls → Loss Potential → Risk Financing → Business Decision
Our assessments are grounded in applicable regulations, codes, standards, recognized industry practices and sound engineering judgement, with emphasis on practical and defensible risk reduction.
Our objective
To help insurers, insureds and risk owners understand risk better, improve protection, optimize risk treatment and make better decisions.
RISK MATRIX CONSULTING INDONESIA
Your partner in managing risk, safety, fire protection and safe production.